01
Part A
Hospital insurance that generally helps cover inpatient hospital stays, skilled nursing care, hospice, and some home health care.
Medicare guidance
Medicare, in plain English.
Medicare has several parts, plan types, and enrollment windows. The goal is not to memorize every acronym. It is to understand how the pieces fit your health, budget, and timing.
Schedule a ConversationThe building blocks
Know what each part does.
These short descriptions are a starting point for a more personal conversation about your coverage.
Talk through this option →
02
Part B
Medical insurance that generally helps cover doctor visits, outpatient care, preventive services, and medical equipment.
03
Part C / Medicare Advantage
A private plan that bundles Part A and Part B coverage and may include extra benefits. Networks and costs vary by plan.
04
Part D
Prescription drug coverage offered through private plans, with formularies and costs that can differ from one plan to another.
05
Medicare Supplement
Also called Medigap, these private plans can help pay some costs that Original Medicare does not cover.
Who it’s for and when to enroll
Timing is part of the decision.
Turning 65
Your Initial Enrollment Period generally surrounds your 65th birthday month.
Living with a disability
Some people qualify for Medicare before 65 based on disability or certain conditions.
Working past 65
Employer coverage, employer size, and your timing can affect when you enroll.
Quick glossary
A few terms to know.
Premium
The amount you pay to keep coverage active.
Deductible
What you pay for covered services before a plan begins sharing costs.
Free Medicare workshops
A welcoming place to ask the basic questions.
Learn how the parts work, what enrollment timing means, and which questions to bring to a plan conversation. Workshops are designed for people approaching Medicare and the family members helping them.
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